Credit cards and me • English Conversation Questions

How do you use credit cards in your daily life?
What benefits do you find in having a credit card?
What precautions do you take to manage your credit card debt?
What is your opinion on credit card rewards programs?
How do you decide which credit card to apply for?
What are the key factors you consider before using a credit card for a purchase?
Do you believe in using credit cards for emergencies only?
What are your thoughts on the interest rates charged by credit card companies?
Have you ever experienced any issues or challenges with your credit cards?
Do you believe in the concept of a cashless society?
What advice would you give to someone who is considering getting their first credit card?